2025 Social Security Updates

For 2025, there will be a 2.5% cost of living adjustment (COLA) to Social Security and SSI benefits.

• The following are the federal monthly SSI benefit amount for 2025 (there is no increase to the NYS state supplement amount):

  • For an individual living alone: $967, plus the NYS supplement of $87, for a total of $1,054.

  • For a couple living alone: $1,450, plus the NYS supplement of $104, for a total of $1,554.

• Substantial Gainful Activity (SGA) Level:

  • For people with disabilities: $1,620 per month.

  • For the blind: $2,700 per month.

• The monthly amount of earnings needed to earn a quarter of coverage for Social Security Insurance-based benefits: $1,810.

• Amount triggering a Trial Work Period (TWP): $1,160 per month.

• Maximum amount of the Social Security retirement benefit when retiring at full retirement: $4,018 per month.

• Estimated average monthly Social Security retirement benefit for all workers: $1,976 per month.

For more information about COLA go to: https://www.ssa.gov/cola