Medicare beneficiaries in NY State can enroll in or change Medigap policies at any time of the year. Medigap insurers must file for any rate increase requests with the NYS Department of Financial Services, which oversees Medigap in NYS. Many companies will have rate increases effective January 2023; you can see the Medigap premiums for January [...]

Each year, from October 15 – December 7, Medicare beneficiaries can make changes to their coverage. For individuals who didn’t make a change during this period, it can be difficult to know when and under what circumstances they are allowed to make plan changes. Below are additional events that qualify someone for a Special Enrollment Period [...]

Individuals who wish to enroll in Medicare Part B, which is the medical coverage portion of Medicare, can only enroll during an enrollment period. Starting in 2023, there is new Part B Special Enrollment Period for individuals who are recently released from incarceration. Although Medicare does not cover medical services provided to incarcerated individuals, the age-based [...]

Individuals who have Medicare for End Stage Renal Disease (ESRD) can maintain Medicare Part B coverage for 36 months following a kidney transplant; Part B covers immunosuppressive drugs, among other benefits and services. Medicare coverage ends 36 months following the transplant, unless the individual subsequently becomes eligible due to age or disability. Historically, there has been [...]